Insurance arrangements directly related to risk
Our company has extensive experience in handling property and business interruption insurance for large-scale properties, including major manufacturers and renewable energy project owners, and we provide sophisticated insurance schemes based on risk assessment results. In particular, when underwriting property and business interruption risk, insurance companies are increasingly adopting a risk-based premium calculation (underwriting), and our provision of detailed and accurate risk information contributes to highly competitive insurance procurement.
Advanced Insurance Transfer and Residual Risk
In the domestic market, the tightening of insurance companies' underwriting policies has led to a serious shortage of insurance underwriting capacity. Furthermore, in co-insurance policies involving multiple companies, significant differences in the exclusions (special provisions) required by each insurance company often result in the splitting of insurance policies. To secure capacity, there is a growing trend towards adopting the differential method (a method of issuing separate policies with different premium rates). In the increasingly complex transfer of risk through insurance, correctly understanding the costs, coverage scope, and exclusion conditions of each policy is essential for customers to grasp the residual risks they should retain and manage appropriately.